Does amazon offer good health insurance

*Note: Amazon’s benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The following benefits apply to Class F (40 hours/week), Class R (30-39 hours/week), and Class H (20-29 hours/week) employees who work in the following states: Connecticut, Illinois, Indiana, Maryland, North Carolina, Pennsylvania, Utah, and Wisconsin. View the benefits overview for employees who work in all states other than CT, HI, IL, IN, MD, NC, PA, UT, and WI. View the benefits overview for employees who work in Hawaii .

Starting on your first day of employment, Amazon offers a wide range of benefits to support you and your family at home and beyond.

The following benefits are effective from January 1 - December 31, 2023.

HEALTH CARE

Medical

Medical plans include coverage for prescription drugs, emergency and hospital care, mental health, X-rays, lab work, etc. There are no pre-existing condition exclusions with any of Amazon’s medical plans. Amazon offers a variety of plans so you can choose the one that's right for you and your family. All plans cover preventive care 100%.

Shared Deductible Copay Plan

Health Savings Plan

Network options: Aetna or Premera Blue Cross

Deductible:

Comes with a company-funded Health Reimbursement Account that automatically covers the first 50% of your deductible.

Copays (after deductible):

Out-of-Pocket Maximum (Medical and Prescription):

Prescription Drug:

Certain medications for chronic conditions are covered for free.

30-day fill retail:

90-day fill mail order:

Network options: Aetna or Premera Blue Cross

Coinsurance: 90% covered in network

Deductible:

Comes with a company-funded Health Savings Account (HSA) that you can also contribute to and save for health care expenses.

Depending on who you cover and the time of year that you start your job, Amazon contributes up to the following amount toward your HSA:

Out-of-Pocket Maximum (Medical and Prescription):

Prescription Drug (Retail):

Certain preventative medications are covered for free.

After you've paid your deductible:

Standard Copay Plan

Kaiser Permanente HMO (Maryland only, in-network care only)

Network options: Aetna or Premera Blue Cross

Deductible:

Copays:

Out-of-Pocket Maximum (Medical & Prescription):

Prescription Drug:

Certain medications for chronic conditions are covered for free.

30-day fill retail:

90-day fill mail order:

Deductible: None

Copays:

Out-of-Pocket Maximum (Medical and Prescription):

Prescription Drug:

30-day fill retail:

90-day fill mail order:

Cigna In-Network Only Basic Plan

Cigna In-Network Only Enhanced Plan

Deductible:

Copays:

Out-of-Pocket Maximum (Medical and Prescription):

Prescription Drug:

30-day fill retail:

90-day fill mail order:

Deductible:

Copays:

Out-of-Pocket Maximum (Medical and Prescription):

Prescription Drug:

30-day fill retail:

90-day fill mail order

Dental (Delta Dental of Washington)

Basic Dental Plan

Enhanced Dental Plan

Plan Year Maximum: $1,500

Deductible:

Included Services:

Plan Year Maximum: $2,000

Deductible:

Included Services:

Vision (Vision Service Plan)

Basic Vision Plan

Enhanced Vision Plan

Plan pays 100% for an eye exam at an in-network provider once every calendar year.

Materials Copayment: $10

Lenses: Covered 100% in-network

Frames or Contacts (contacts are in lieu of glasses): One pair every calendar year up to $130 allowance in-network.

Contact lens fitting and evaluation exam covered in full once every calendar year, after a maximum $60 copayment in-network only.

Plan pays 100% for an eye exam at an in-network provider once every calendar year.

Materials Copayment: $10

Lenses: Covered 100% in-network

Frames or Contacts: Two pairs every 12 months up to $130 allowance for each pair in-network.

Contact lens fitting and evaulation exam covered in full once every calendar year, after a maximum $60 copayment in-network only.

HEALTH SUPPORT PROGRAMS

If you enroll in an Aetna, Cigna, Premera, Blue Cross, or Kaiser Permanente medical plan, you and your dependents have access to Progyny for fertility and infertility treatments. Progyny is a leading fertility benefits provider that combines a network of more than 900 providers in 650 locations nationwide and state-of-the-art treatment with a smarter, more compassionate approach to fertility. You'll have access to the nation's premier fertility and infertility specialists and also receive personalized support from a patient care advocate.

Digital physical therapy

If you enroll in an Aetna plan, you and covered dependents 18+ can access Hinge Health for free, unlimited digital physical therapy to reduce joint, nerve, and muscle pain. You’ll get a personal care team, including a physical therapist and health coach, and recommended exercises tailored to your job and lifestyle.

Mental health support for kids

If you enroll in an Aetna, Premera Blue Cross, or Cigna plan, you can access Brightline for children’s virtual mental health support.

If you enroll in an Aetna or Premera Blue Cross plan, you and your family can enroll in diabetes management offered through Livongo​. Coverage includes free test strips and lancets; and monitoring with Livongo’s smart meter, including automatic uploads of your readings, real-time tips, and notifications.

Expert medical guidance

If you enroll in an Aetna or Premera Blue Cross medical plan, you get expert medical guidance through Included Health, a virtual health care assistant. You can get a second opinion or talk to a medical professional at no extra cost to you.

Virtual health care

Employees and their families have access to a Medical Advice Line for free, 24/7. Talk to a nurse about any health questions.

MENTAL HEALTH SUPPORT AND DAILY LIVING ASSISTANCE

FINANCIAL WELLNESS

Amazon 401(k) Plan

Employee Restricted Stock Units

At Amazon, most employees have the ability to become owners of the company through the granting and vesting of Restricted Stock Units (RSUs). Depending on your job level and if you are scheduled to work 30+ hours per week, you are eligible to:

Amazon is continually evaluating new ways to provide other types of ownership opportunities for all employees.

Flexible Spending Accounts

Flexible Spending Accounts (FSAs) provide a convenient way to pay for certain eligible health care and/or dependent care expenses with pre-tax dollars. If you contribute money to an FSA, you lower your taxable income, which reduces your federal income and Social Security taxes.

Employee Discounts

Disability Insurance

Available to employees working 30+ hours. Amazon provides both short-term and long-term disability coverage at no cost to you. Both plans provide partial income (60% of eligible salary up to certain limits) if you become medically disabled.

Life and Accidental Death and Dismemberment Insurance

Critical Illness & Personal Accident Insurance

Get discounted rates on Critical Illness and Personal Accident Insurance through MetLife. For both policies, your enrollment is guaranteed: There are no medical questions or tests required for coverage.